Before entering the court of enforcement for the purposes of opening a personal recovery proceedings, the debtor must give written consent on a form by which it informs the debt commission he accepts the decision to liquidate his personal assets.
Otherwise, an appeal against the decision of the commission may be made by creditors within 15 days of notification that is sent with the case to judge performance.
For this, the execution judge shall appoint a liquidator to prepare a heritage assessment of the debtor.
The liquidator has a period of 12 months to sell the property by agreement or, failing that, organizing a forced sale. It makes the product distribution of assets and pay off the creditors according to their rank.
J. summon the debtor during a public hearing to analyze the situation and decide how to restore staff which will result in the cancellation of debts to the exclusion of criminal convictions, debts, food, professional tax debt, business debt, debt settled by a cash deposit and repairs ...
A copy of the order is addressed by the judge Commission secretariat , load it to inform creditors.
The debtor will be registered for a period of 8 years FICP (File National Incident refund Individual Credit ).
See also:
Kit indebtedness
File National Incident repayment loans (FICP)
FILING Banque France
Credit Banking prohibited
Redemption Credit Banking prohibited
Redemption Credit FICP
Interim Credit Redemption
Redemption Credit indebtedness
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